Canadians managing mortgages despite soaring household debt load


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     · Household debt to disposable income sits somewhere just south of 200 per cent. That might give Canadians, whose debt-to-income ratio sits at a mere 179 per cent, some solace.

    Soaring consumer debt and a robust housing market pose an “elevated” risk to Canada’s financial stability, but the overall level of danger has fallen from six months ago, the Bank of Canada said on.

    On average, Canadians carry $22,125 in non-mortgage debt, which includes credit cards and many lines of credit, the numbers show.

    Average non-mortgage debt load now at $21,686, TransUnion says Canadians continue to pile up massive amounts of debt, with the average person now owing $21,686, but so far they’re managing to stay.

    Canadians managing mortgages despite soaring -->